Who can you Trust?At TruthandLoans, it is our mission to explain the mortgage process in simple termsso you can make the right decisions. Our products are designed to:
Many consumers complain about excessive loan fees, deceptive advertising and dishonest loan officers. We believe that lending companies have overly complicated the process in order to keep you at a disadvantage. Getting the wrong information could lead to higher interest rates, excessive closing costs, adjustable loans that cause your loan balance to increase and costly prepayment penalties. Any one of these mistakes can cost you thousands! With so much at stake, the question is who can you trust? Is it the loan officer receiving a large commission or the broker who could be receiving a kickback from the bank? Are you making the right choices?Who is advising you on what type of loan you really need? Who is answering questions such as:
These are all serious questions that need to be explained in simple terms before you select a lender.
What are you waiting for? Request your Mortgage Toolbox DVD today FOR FREEListen to what other satisfied customers are saying about TruthandLoans: "By speaking with My Mortgage Coach, I was able to get 3 different Good Faith Estimates from potential lenders. By understanding the way loan officers make their commissions, I was able to negotiate a savings of over $4000. Thanks...." Latest Press
Defending the Home Front
Women's View Pat Michaels: A local's tips on avoiding predatory lending Orange County Register View All Press |






TruthandLoans Mortgage Toolbox DVD is essential to anyone and everyone considering getting a new loan in today's environment. Our product line is designed to educate, inform and analyze your situation to help you make the right choices and save you money!

